Terms & Conditions

Effective date: March 28, 2025

These Terms & Conditions govern your use of Halvey & Co’s website and services. By accessing or using our platform, you agree to be bound by these terms.

1. Definitions

  • “We,” “Us,” “Our” – Refers to Halvey & Co.
  • “User,” “You,” “Your” – Refers to individuals or businesses using our website or services.
  • “Services” – Refers to the interest accounts, redeemable bonds, and fixed-term bonds offered by Halvey & Co.

2. Eligibility

To use our services, you must:

  • Be at least 18 years of age.
  • Provide accurate and complete information during account registration.
  • Comply with applicable laws and regulations.

3. Account Setup & Verification

  • All accounts are subject to identity verification, KYC (Know Your Customer), and AML (Anti-Money Laundering) checks.
  • Halvey & Co reserves the right to deny services if verification requirements are not met.

4. Investment Terms

  • Interest Accounts: Flexible deposits with daily interest accrual and monthly payments.
  • Redeemable Bonds: Medium-term bonds with the option to redeem after 90 days.
  • Fixed-Term Bonds: Long-term investments with fixed returns and no early withdrawal.

5. Fees & Charges

  • No hidden fees apply. Any applicable charges will be transparently communicated before account setup.

6. Security & Compliance

  • All accounts are held with FCA-regulated institutions where applicable.
  • FSCS protection applies to eligible deposits.

7. Limitation of Liability

Halvey & Co is not liable for any loss, damages, or delays caused by:

  • Market fluctuations or interest rate changes.
  • Force majeure events beyond our control.
  • User errors or incorrect information provided during registration.

8. Termination & Suspension

We reserve the right to terminate or suspend your account if:

  • You violate these terms.
  • Required verification or compliance is not completed.

9. Changes to Terms

We may update these Terms & Conditions periodically. Continued use of our services constitutes acceptance of the revised terms.

10. Governing Law

These Terms & Conditions are governed by the laws of England and Wales.

11. Contact Us

For questions about these terms, contact us at:
Email: info@halveyandco.com